velocitycu.comA Better Way to Bank. | Velocity Credit Union

Request Appointment ROUTING #314977133 Rates Overview Loan Rates Savings, Checking and Investment Rates Locations Resources Overview Forms Fee Schedule FAQ Videos Calculators Workshops & Events Protect Yourself: Scam & Fraud Prevention Online Safety Tips Scholarships Blog Conveniences Overview Debit Cards Member Perks Reward Programs Online Banking Bill Pay eServices Mobile Wallet Mobile Banking Make A Payment Privilege Pay/Overdraft Gift Cards Zelle® InvestmentsOverview Careers Community News Board of Directors Annual Report Social Media Contact Translate Español Search Velocity Credit UnionLog In Online Banking First time? Use member number. New to Online Banking? Enroll Checking & Debit Overview CURewards Loans Velocity Loans Whether it’s something you need or something you want, we offer loans for just about anything. ​​​​​​​ Mega Menu Items Wrapper View All Home Loans Make A Payment Personal Loans Austin Energy® Vehicle Loans Auto Dealers Recreational (Motorcycles, Boats, RVs, etc.) Verify Insurance Share-Secured Loans Credit Cards Overview CURewards Savings Overview Savings Accounts IRA & Certificates Youth Club Business Open an Account Log In Online Banking First time? Use member number. New to Online Banking? EnrollROUTING #314977133 Open An Account Request Appointment English Español Rates Overview Loan Rates Deposit Rates Checking & Debit Loans Overview Home Loans Make A Payment Personal Loans Vehicle Loans Verify Insurance Auto Dealers Mortgage Loans Austin Energy® Share-Secured Loans Credit Cards Overview Card Rewards Savings Overview Savings Accounts IRA & Certificates Youth Club Business Locations Resources Overview Forms FAQ Videos Calculators Workshops & Events Protect Yourself: Scam & Fraud Prevention Online Safety Tips Scholarships Blog Conveniences Overview Debit Cards Member Perks Reward Programs Online Banking Bill Pay eServices Mobile Wallet Mobile Banking Make A Payment Privilege Pay/Overdraft Gift Cards Zelle® InvestmentsOverview Careers Community News Board of Directors Annual Report Social Media Contact Complaints? Terms Privacy Policy Notices Site MapCertificate Rates as High as 4.65% APY Lock in and start reaping financial rewards. Find Out More Free Checking with Rewards Get your paycheck up to two days early with direct deposit and a free debit card, too. Find Out More Personal Line of Credit Enjoy peace of mind with up to $20,000 of as-you-need-it cash. Learn More & Apply Get a Mortgage with as Little as 3% Down A low down payment and reduced private mortgage insurance could be the keys to your new home. Learn More and Apply Talk to our team Chat hours: 9a-5p M-F Make a Payment Convenient Payment Options Apply for a Loan Better Rates and Lower Fees Locations 6 area branches and 400+ ATMs Scams are on the rise Fraudsters are getting more sophisticatedand relentless. Learn how to protect yourself against the latest attacks. Read More Control Your Cards with CardLock Protect your Velocity cards with our free Cardlock app. View transactions, report your cards lost or stolen, and more! Watch Video Take a Look at our Retirement & Investment Services Are you ready for retirement? These resources and articles can help. Learn More Act now and donate to Ukraine humanitarian relief Help people impacted by the crisis. Donate now to Save the Children or American Red Cross. Donate Here Follow Us An entertaining credit union? Yep – and enlightening, too! Follow Velocity Credit Union on social media for the latest photos, fun, and useful information. The Austin Area’s Trusted Credit Union Since 1947 With neighborhood branches and mobile banking, financial freedom has never been closer. Looking for free checking, better rates and lower fees? Velocity offers robust, convenient online banking, personal and business accounts, a top-notch credit card, loans for just about anything, secure investment opportunities, and six area branches to serve you in Austin, Round Rock and Cedar Park. Join Now Our Members Love Us Mandy and Sharon were great during the loan process for our home improvement loan. They communicated on a regular basis during the entire process and got us to closing on time. I highly recommend. Joseph B. Austin Sarah is a staff member who goes beyond. You should all know that you are appreciated for what you do to make our lives a little easier during some rather trying times. Karen K. Austin This app makes life so much simpler. I honestly don’t know what life would be like if I didn’t have it anymore. Managing my funds is easy; moving things from account to account is seamless. Wini G. Austin The Branch Manager went far beyond what would be considered great customer service. I can’t believe how nice she was in the entire process. Velocity is exactly what an Austin community bank should be. Tara C. Austin "Your company is as strong as the last one to represent you, and Corey proved how strong you all are." Robert J. Austin "I needed to open a checking account quickly. No one could help me due to COVID, until I spoke with Danielle at Velocity. I was done in less than 10 minutes! I’d highly recommend this credit union!" Kathryn R. Cedar Park "Arturo J. has helped us on several loans throughout the years. He has been very knowledgeable and super helpful each time. He is quite the GEM for Velocity. I know who to ask for if I ever have any loan related questions." Raul E. Round Rock "They refinanced my car for a much lower rate, I would definitely recommend to friends!" Bryan R. Austin "Amanda and Pam are very helpful. They are more than willing to help out and answer questions. I highly recommend Velocity." Jeff M. Cedar Park "Best Credit Union in town. Bar none. Great customer service ... online banking ... with a real Austin-y vibe. Love." Sarah V. Austin "Velocity has been a great company. This company will make you comfortable on your loan choice. I highly recommend them." Gregory T. San Antonio "Folks, you can’t get this type of service at a bank!! I have all the information I need to close my accounts at Wells Fargo and join Velocity Credit Union. Shout out to the team over at Round Rock for getting me excited about banking again." Chris D. Austin "Ashley is AMAZING! She always greets me with a smile, and she is always so pleasant. I just wanted to let someone know how awesome she is." Mercedes T. San Marcos "Love Velocity Credit Union! I switched from a typical bank & have saved money as my checking accounts at Velocity have no service fees." Rosanne H. Austin "Best customer service from Joe Lee in Direct Lending. I’ve worked with him in the past and he’s always been so friendly and helpful, which is why I’ll keep coming back to him for my loan needs." Connie G. Del Valle "I love that when I call I talk to a real person. And I love that it’s not a huge mega bank because they actually have time for me if I have a problem or question." Sarah V. Austin "Great bank. HONEST employees. I had a very big problem and they worked with me to find a win-win solution and were really nice about it all! Highly recommended! Still feels like the Austin I moved to in 1993!" Bifford P. Austin "I love Velocity Credit Union! I’ve been a member for about 18 years now, and I always receive personal, friendly and thorough customer service. Their interest rates are great, and they treat their members well." Vikki W. Austin "I had a critical loan complication that was not easy to resolve. Jerald was unflappable and professional as he assessed, and ultimately resolved the matter. 5 stars, Jerald, 5 stars!" David H. Austin I recently was approved for a motorcycle loan, and they checked my auto loan interest rate against my new credit pull and automatically DROPPED my auto loan interest rate! Nothing else required from me.” Brandon C. Austin I just got off the phone with Velocity Credit Union. Wow!! Angel P. was amazing. He is knowledgeable and extremely patient. His customer service skills are World Class! I will recommend Velocity to everyone that...